Services - Purchase a home

Buying a home is likely the single largest investment you'll make. We take that seriously and understand that how well we do our job determines how enjoyable the home-buying process will be for you.

Today's headlines continue to focus on the ups and downs of the banking and mortgage markets. Credit and underwriting guidelines are changing daily. One size doesn't fit all and the market sometimes dictates the availability of funds through government and conventional financing.

Government financing is obtained through the Federal Housing Administration (FHA), the Veterans' Administration (VA) or the United States Department of Agriculture (USDA). Conventional financing is obtained through Fannie, Freddie and private investors and banks.

As a result of the turmoil in the housing industry, there are currently very few absolutes.

However, one absolute still exists. We are certain that we are capable of educating any prospective buyer in the steps necessary to buy a home. To do this, we believe it's best to sit down face to face to match up your unique circumstances with the program that best fits you. While our initial meeting may take several hours, we believe it's a worthwhile time investment for both of us.

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