Services - Reverse Mortgage

These are highly regulated and somewhat complicated transactions. And while this product got off to a terrible start several years ago, it's now a wonderful option when applied to the appropriate situation. In fact, reverse mortgages may end up being one of the most common mortgage products available to the average American who can't make ends meet with retirement income and funds alone.

Keep in mind that all borrowers on the loan must be at least 62 years of age. The loan is based on three things: age, the amount of equity in the home and product choice.

As with all mortgage products, your individual circumstances dictate if this product is appropriate for you. We encourage family involvement with any mortgage decision. However, when writing a reverse mortgage it's imperative for us to meet with potential heirs as this is an estate decision. Having all of the information for your particular situation is necessary.

We write the majority of our reverse mortgages through the Federal Housing Administration (FHA).

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