Services - VA

We love these loans and we know how much we owe our veterans! Our owner is a former Army officer who graduated from West Point in 1987.

Recently maximum VA loan amounts have increased dramatically. The underwriting for these loans is similar to that on Federal Housing Administration (FHA) transactions, and a bit more flexible than conventional financing.

When purchasing a home, there's no better loan for financing with absolutely no money down! If a seller contribution is negotiated on the sales contract, the borrower can actually walk away from the closing table with money in his pocket. Additionally, the home inspection, first year of insurance and attorney's fees can be paid at closing if the seller agreed in the contract to cover closing costs.

Reservists and National Guard soldiers being activated are eligible for a lower VA funding fee. Those with a service-related disability do not pay a funding fee at all.

Refinances are very easy with a reduced funding fee and no appraisal required. Most lenders do require a minimum credit score and on-time mortgage payments.

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